UCDP / EAD submission
Submit the accepted appraisal to the GSE portals (UCDP and EAD) and track the SSR response.
For qualifying loans, the accepted appraisal must be submitted to a government-sponsored enterprise (GSE) portal before the order is closed. There are two portals, and the loan type determines which applies.
| Portal | Purpose | Submission report |
|---|---|---|
| UCDP | Fannie Mae / Freddie Mac submission | SSR (Submission Summary Report) |
| EAD | Electronic Appraisal Delivery (FHA) | SSR / feedback |
GSE submission happens after Report Accepted13 and only for loans that require it. Conventional vs. FHA loan types route to UCDP vs. EAD respectively.
UCDP submission
UCDP submits the appraisal to the GSE portal and returns an SSR that may include hard stops to resolve.
The UCDP submission endpoints are part of the GSE integration surface. They're documented here by method and path; see the API Reference for request/response details.
| Action | Endpoint |
|---|---|
| Submit to UCDP | POST/api/clients/{clientId}/loans/{loanId}/orders/{orderId}/process-ucdp-submission |
| Get the UCDP submission | GET/api/clients/{clientId}/loans/{loanId}/orders/{orderId}/get-ucdp-submission |
| UCDP dashboard details | GET/api/clients/{clientId}/loans/{loanId}/orders/{orderId}/ucdp-submission/{submissionId}/ucdp-dashboard-details |
| Override hard stops (manual) | POST/api/clients/{clientId}/loans/{loanId}/orders/{orderId}/submission/{orderSubmissionId}/process-manual-ucdp-override-hardstops |
UCDP results can also arrive asynchronously via webhook — see Webhooks & events.
EAD submission
EAD submits the appraisal to the FHA Electronic Appraisal Delivery portal.
| Action | Endpoint |
|---|---|
| Submit to EAD | |
| Get the EAD submission | |
| EAD dashboard details | |
| Override hard stops (manual) |
Settings
GSE submission behavior is configured per client.
| Action | Endpoint |
|---|---|
| Update UCDP settings | |
| Update EAD settings |
A GSE portal can return hard stops that must be resolved (or explicitly overridden) before the submission is accepted. Track the SSR response and resolve hard stops promptly — an order isn't truly deliverable to the GSE until they clear.
What's next
With the report delivered and submitted, the order moves to billing and payment.